Retail Lease & Finance
Retail Leasing
Nearly 20 percent of all retail vehicle transactions are leases. We offer a wide range of competitive leasing products which are flexible to meet the driving needs of our customers. Leasing generally appeals to consumers who prefer to drive a new vehicle more often, want monthly payments that are generally lower than traditional financing and want to avoid resale or trade-in issues. Customers can choose from a low mileage lease, generally allows 12,000 mile per year, or a standard lease that comes with 15,000 miles and allows the customer to purchase extra miles up front at a discount as compared to lease end. The length of term is also variable.
Some states have tax laws that make leasing unfavorable. For customers who want the advantages of leasing, we offer Chrysler Financial Plus, our balloon financing product. This product is similar to leasing in that monthly payments are based on a residual value at the end of the finance term.
Retail Financing
Approximately 80 percent of all retail vehicle transactions are retail contracts. Chrysler Financial provides a variety of financing terms Retail financing is usually the choice for customers that want to hold the vehicle title in their name and do not want to be limited by any mileage constraints.
While we provide a brief description of our products and services within this Web site, take advantage of all our tools available within our consumer Web site at ChryslerFinancial.com. There you will see our full array of products and services available to consumers and see what makes Chrysler Financial the right choice for Chrysler, Jeep® and Dodge owners.